Seeking thoughts on advantages of the Repo.transact pattern vs disadvantages I’ve read about Ecto.Multi

I wasn’t aware of the transact pattern (by that name) but I tend to just reach for when I have complex logic in transactions. Maybe I’m missing something but that seems to give the same level of flexibility? Albeit with a slightly more clunky syntax…

I’m having trouble thinking of a scenario where I would not want the named operations you get with Multi and yet a plain old function with Repo.transaction also wouldn’t be enough.